The Asset Armour

Upon the insured's death, the combined proceeds of the death benefit and the Separate Account pour into the Defender Trust completely tax-free. This ensures that the beneficiaries receive the maximum benefit without the burden of taxes, preserving more of their wealth.

Placing assets within the Defender Trust and purchasing a Private Placement Life Insurance (PPLI) policy protects your wealth from potential creditors and legal claims. The trust structure adds a robust layer of legal protection for your assets.

The trustee appoints an Investment Advisor to manage the assets in the Separate Account according to the trustee's instructions. This ensures your assets are professionally managed, potentially increasing their value and optimizing investment performance.

The PPLI policy allows for tax-deferred growth of the investment assets within the policy. This means your investments can grow without being eroded by taxes, enhancing the long-term value of your wealth.

The PPLI policy allows for tax-deferred growth of the investment assets within the policy. This means your investments can grow without being eroded by taxes, enhancing the long-term value of your wealth.

The Settlor (you) sets up the Defender Trust, which gives you significant control over the trust's terms and structure. You can ensure the trust operates according to your wishes and goals while the appointed trustee and Investment Advisor manage the day-to-day operations.

The Settlor (you) sets up the Defender Trust, which gives you significant control over the trust's terms and structure. You can ensure that the trust operates according to your wishes and goals, while the appointed trustee and Investment Advisor manage the day-to-day operations.

The assets in the Separate Account can be invested according to a strategy tailored to your specific financial goals and risk tolerance. This allows for a personalized approach to managing and growing your wealth.

The Defender Trust's strategies, including the use of PPLI and professional investment management, comply with legal and regulatory requirements. This ensures that your asset protection plan is both effective and lawful.